HOME LOAN HELP

The Ten Commandments

(Before Closing A Home Loan)

1. Thou shalt not change jobs;

become self-employed or quit your job.

2. Thou shalt not buy a car or van

(or you will be living in it!)

3. Thou shalt not use charge cards excessively

or let your accounts fall behind.

4. Thou shalt not spend money you

have set aside for closing.

5. Thou shalt not omit debts

or liabilities from your loan application.

6. Thou shalt not buy furniture.

7. Thou shalt not apply for any new credit

or originate any inquiries into your credit.

8. Thou shalt not make large deposits without

first checking with your loan officer.

9. Thou shalt not change bank accounts.

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10. Thou shalt not co-sign on a loan

for friends or family.